Routing number are the nine numbers that show your bank or credit union in a transaction. Every bank has a specific number allocated to it which helps to reduce the chance of miscommunication. When you see two banks have similar names routing numbers help to differentiate one from another.
When Do You Need Your Routing Number
People who handle financial transactions need their routing numbers in the following situations:
You will need your routing number in a diversity of situations, including direct deposit. Automatic loan expenditures or recurring transfers, for example, bill payments. You also need your Routing Number when you document taxes to collect your tax refund. For debit, tax payments, or when you perform Automated Clearing House or transfers between accounts at various banks. You need the routing number to transfer money directly to or from your bank account, there are not for debit cards or credit cards.
How to Gain Access to Your Routing Number
Customers without checks can also find their routing numbers with these options:
Their bank statement. Their bank’s mobile application or website. They can ask their bank’s customer service. They can also find it at American Bankers Association’s routing number lookup.
However, routing numbers tend to change; financial organizations can shut down branches, or change the basis of a routing number, and all of these can affect the number linked to an account.
Bank of America Routing Numbers
Each bank has at least one routing number, although larger banks can have more. Please make sure that your state routing number below is the same as on your checks or online account.
Note: These Bank of America routing numbers are for checking accounts for E-payments; different states might have numbers specially for checks. StateRouting numberMassachusetts011000138California121000358Alaska051000017Minnesota071214579Arizona122101706Arkansas082000073Kansas101100045Maryland052001633Florida063100277Colorado123103716Maine011200365Delaware031202084New Jersey021200339Kentucky064000020Illinois (South and Chicago Metro)081904808Nevada122400724Washington, D.C.054001204Mississippi051000017Florida063100277North Dakota051000017Georgia061000052Arizona122101706New Mexico107000327Hawaii051000017Idaho123103716New Hampshire011400495Illinois (North)071000505Indiana071214579North Carolina053000196Iowa073000176Nebraska051000017Louisiana051000017Michigan072000805Missouri081000032Montana051000017New York021000322South Carolina053904483Oklahoma103000017Virginia051000017Washington125000024Oregon323070380Rhode Island011500010South Dakota051000017Wyoming051000017Pennsylvania031202084Texas111000025Wisconsin051000017Utah123103716Vermont051000017Tennessee064000020West Virginia051000017Ohio071214579
Chase Routing Numbers
Please make sure that your state routing number below is the same as on your checks or online account.
Note: These Chase routing numbers are for business accounts only; StateRouting NumberIllinois071000013Oklahoma103000648New Jersey021202337Arizona122100024Connecticut021100361Indiana074000010West Virginia051900366Colorado102001017Kentucky083000137Louisiana065400137Ohio044000037Michigan072000326Wisconsin075000019Nevada322271627California322271627Oregon325070760Texas111000614New York (Upstate)022300173Utah124001545Washington325070760
Wells Fargo routing numbers
Please make sure that your state routing number below is the same as on your checks or online account.
Note: These Wells Fargo routing numbers are for checking accounts only, and are not used for wire transfers.StateRouting numberAlaska125200057California121042882Minnesota091000019Colorado102000076Delaware031100869Maryland055003201Washington, D.C.054001220Florida063107513Alabama062000080Connecticut021101108Georgia061000227Michigan091101455New Mexico107002192Illinois071101307Missouri113105449Arizona122105278Iowa073000228Arkansas111900659North Dakota091300010West Virginia121042882Hawaii121042882Maine121042882New York026012881Idaho124103799New Jersey021200025Kansas101089292Montana092905278Nevada321270742Massachusetts121042882Indiana074900275Louisiana121042882New Hampshire121042882Kentucky121042882Oklahoma121042882Nebraska104000058South Dakota091400046Mississippi062203751Tennessee064003768North Carolina053000219Texas (El Paso)112000066Wisconsin075911988Pennsylvania031000503Utah124002971Vermont121042882South Carolina053207766Washington125008547Rhode Island121042882Wyoming102301092
Conclusion
Routing numbers are digits at the bottom of your check that identifies a particular bank, but an account number indicates a personal bank account. It comprises nine digits at the bottom left corner of a check that is directly accompanied by an account number. These numbers were introduced in 1910 by the banking industry to render transactions faster and more efficient.
What’s the difference between my routing number and account number?
A routing number specifies a particular bank, but your account number shows your private bank account.
Can I access my bank routing number without a bank check?
Customers inquire about their bank’s routing number by reaching out to its customer service. You can also see it on your bank statement or through the bank’s website or mobile application.
